Igihe amadorari miliyoni imwe ($1,000,000) aya n’arenga Milliyari y’amanyarwanda, yagaragaraga mu buryo butunguranye kuri konti ya Ojo Eghosa Kingsley, bishobora kuba byari nk’amahirwe adasanzwe kuruyu mugabo wari uhanganye n’ibibazo by’amikoro.
Biratangaje,
Ku bantu benshi, kubona amafaranga menshi gutyo aje mu buryo butazwi bishobora gutuma bibaza niba ari amakosa cyangwa amahirwe. Ariko nk’uko ubuyobozi bwabitangaje, Kingsley ntiyigeze amenyesha banki ayo mafaranga yaje kuri konti ye mu buryo butunguranye. Ahubwo, abashinjacyaha bavuga ko yatangiye kuyimurira ahandi no kuyakoresha.
Mu ntangiriro, iyi nkuru ishobora kumvikana nk’inkuru yo muri filime:
umuntu abonye amafaranga menshi cyane ku bw’ikosa, agahitamo kuyafata nk’inyungu ye bwite. Ariko mu buzima busanzwe, sisitemu za banki zibika amakuru yose y’ibikorwa by’amafaranga ku buryo burambye, kandi amakosa menshi amaherezo aramenyekana.
Nyuma y’igihe gito, banki yaje kuvumbura iryo kosa, iperereza riratangira, maze amaherezo rigera kuri Kingsley.
Yafashwe n’inzego z’umutekano mu cyumweru gishize, urubanza rwe ruhita rutangira vuba. Ageze imbere y’urukiko, Kingsley yemeye icyaha cyo gukoresha amafaranga atari aye yari yashyizwe kuri konti ye ku bw’ikosa.
Ariko icyakurikiyeho ni cyo cyatangaje benshi.
Umucamanza yamuhaye amahitamo abiri asobanutse neza: kwishyura amafaranga yose miliyoni imwe ya amadorari yari yashyizwe kuri konti ye ku bw’ikosa cyangwa gufungwa umwaka umwe.
Ku bantu benshi, amahitamo nk’ayo ashobora kugaragara nk’aho yoroshye guhitamo. Kwishyura ayo mafaranga byasaba imyaka myinshi yo gukora cyane no kwishyura amadeni, ariko byatuma umuntu atajya muri gereza.
Igisubizo cya Kingsley cyaje vuba cyane.
Yahisemo kujya muri gereza,
Icyo cyemezo cyatangaje abantu benshi kuko cyabyukije ibibazo byinshi : Bamwe bati kuki umuntu yahitamo gereza aho kwishyura amafaranga? Impamvu ishobora kuba ari uko ayo mafaranga ashobora kuba yarakoreshejwe cyangwa yarimuriwe ahandi ku buryo kuyagarura byari bigoye cyane. Muri icyo gihe, igifungo cy’umwaka umwe gishobora kuba cyarumvikanye nk’icyemezo cyonyine gishoboka.
Icyo Twakwigira kuriyi Nkuru:
Izi nkuru zigaragaza ihame ry’ingenzi abantu benshi batazi: amafaranga ashyizwe kuri konti yawe ku bw’ikosa ntabwo ahita aba ayawe. Banki ifite uburenganzira bwo kuyagaruza, kandi kuyakoresha ubizi ko atari ayawe bishobora gufatwa nk’ubujura cyangwa uburiganya mu mategeko y’ibihugu byinshi.
Banki zishingira ku cyizere n’ubunyamwuga mu micungire y’amafaranga, kandi nubwo amakosa atabaho kenshi, iyo abayeho ategerezwa ko umuntu uyabonye ayamenyesha aho kuyafata nk’inyungu ye bwite.
Icyatangiye nk’ikosa rito rya banki cyaje guhinduka icyemezo gikomeye gihindura ubuzima bwa Kingsley. Aho kubona amahirwe yo kuba umukire mu buryo butunguranye, ayo mafaranga yamugejeje ku byaha, urubanza mu rukiko, ndetse n’igifungo.
Ni isomo rikomeye ryibutsa abantu bose ko amafaranga atari ayawe akenshi azana ingaruka zikomeye. Icyo umuntu ashobora kubona nk’amahirwe gitunguranye gishobora guhinduka ikibazo gikomeye cyane aho n’amafaranga menshi atapfa kugikemura.
